Employee Benefits
This page is designed to provide a high overview of benefits for which you may be eligible. Benefits are generally controlled by Board Policy, the Employee Handbook, and plan documents.
As you review this information, if you have any additional questions regarding benefits, please contact the Director of Business Services.
On This Page
Certified Staff Benefits
Your Health
Dental Insurance
Plan Configuration
Dental insurance coverage is offered to eligible employees through Delta Dental. The individual annual maximum is $2,000 for the period July 1 through June 30. Most common services are covered at 100% and do not have a deductible.
Enhanced Benefit
Routine checkup’s do not count towards the annual maximum.
Eligibility
Certified staff considered 0.75 FTE or greater are eligible.
Cost
WUSD pays 100% of the dental insurance cost.
Health Insurance
Options
WUSD offers eligible employees the choice of single or family coverage from Dean Health Plan or MercyCare Health Plans.
Plan Configuration
Both plans are high-deductible health plans. The deductible is $3,000 for single coverage and $6,000 for family coverage (capped at $3,000 per individual). All eligible medical costs count towards the deductible first. The plan year runs July 1 through the following June 30.
Deductible Assistance
WUSD contributes half of the deductible ($1,500 for single and $3,000 for family) to a Health Reimbursement Arrangement (HRA) in quarterly installments. These funds can be used for deductible purposes and prescription costs.
Typically, HRA funds are “use-it-or-lose-it” whereby anything not spent at the end of the plan year reverts to the employer. The WUSD HRA funds are vested to the employee and the employee keeps unspent funds (i.e. “use-it-or-keep-it”).
Eligibility
Certified staff considered 0.75 FTE or greater are eligible.
Cost
Premiums are subject to change annually. For the 2020-21 plan year, the employee’s share of the monthly premium is as follows.
Dean
-
Single $67.34
-
Family $152.86
Mercy
-
Single $76.96
-
Family $174.70
Payment in Lieu of Health Insurance
Background
Employees eligible for WUSD health insurance who are on the group plan of someone else are eligible for a payment in lieu of health insurance. Commonly, these are employees covered under their spouse’s or parent’s health insurance.
The annual payment in lieu of health insurance is $3,600.
Eligibility
Certified staff considered 0.75 FTE or greater who do not participate in the WUSD health plan are eligible
Vision Insurance
Vision Discount Program
A vision discount program is included with the dental plan.
Voluntary Vision Insurance
WUSD offers a voluntary vision insurance program to eligible employees through the DeltaVision EyeMed Access Network. The plan comes with a $150 frame or contact lens allowance.
Eligibility
Certified staff considered 0.75 FTE or greater are eligible.
Cost
Employees pay 100% of the monthly premium:
-
Single $9.85
-
Employee + 1 $18.76
-
Employee + 2 or more $29.43
Your Finances
Flexible Spending Account
Background
Eligible employees are able to participate in the Flexible Spending Arrangement (FSA) to have money deducted from paychecks on a pre-tax basis for health care and/or dependent care costs.
Health Care Costs
Voluntary deductions for health care costs may be used for eligible medical, dental, and vision expenses for you, your spouse, and your dependents (including children to age 26).
Dependent Care
Voluntary deductions for dependent care costs may be used for your eligible dependents under age 13 or another individual who is your tax dependent and is unable to care for themselves.
Eligibility
Certified staff considered 0.75 FTE or greater are eligible.
Whitewater Aquatic Center & Fitness Center Membership
WUSD employees are eligible for discounted membership to the Whitewater Aquatic & Fitness Center.
Your Time
Holidays
Certified staff may use up to three (3) of the 12 sick days for personal reasons per school year.
These days may be used for personal business that cannot be conducted on a non-school day.
Sick Time
Certified staff receive 12 sick days per school year, which accumulate to 120 total days.
Sick leave will apply to absences resulting from personal illness, pregnancy, or accident. Sick leave will apply to illness in the immediate family, which includes mother, father, sister, brother, husband, wife, child, mother‐in‐law, father‐in‐law, grandparent, grandchild, or one who occupies the place of one of these.
Personal Time
Certified staff may use up to three (3) of the 12 sick days for personal reasons per school year.
These days may be used for personal business that cannot be conducted on a non-school day.
Your Future
Pension
Background
Eligible employees are automatically enrolled in the Wisconsin Retirement System (WRS). To learn more, visit https://etf.wi.gov/retirement/wrs-retirement-benefit.
Eligibility
Eligibility is determined by when an employee was first employed by a qualifying employer.
Supplemental Retirement Savings
Employees may participate in WUSD’s 403(b) tax-sheltered annuity program. A 403(b) is the public sector’s version of a 401(k). Employees are able to contribute on a pre-tax or after-tax basis to either a traditional or Roth 403(b).
Retiree Health Benefits
Background
WUSD provides five years (60 months) of Health Reimbursement Arrangement (HRA) contributions for eligible employees in retirement. Employees retiring on or after June 1, 2020 will receive $1,000 per month.
Eligibility
To receive the benefit, certified staff must:
-
Be at least age 55
-
Have been eligible for WUSD health insurance for at least 15 years
-
Retire according to the WRS definition
-
Tender retirement notice by the required deadline
Your Peace of Mind
Disability Insurance
Long-Term Disability
WUSD pays the premium for long-term disability coverage for eligible employees (0.75 FTE or greater). The benefit pays 90% of the salary following a 90-day elimination period.
Short-Term Disability
Our long-term disability policy allows for employees to purchase short-term disability coverage.
Aflac
WUSD offers a number of voluntary Aflac policies for additional coverage.
Life Insurance
Background
Eligible certified staff receive life insurance paid by WUSD equal to their salary amount (up to $50,000).
Voluntary Life Insurance
Group life insurance coverage is available for employees wishing to purchase additional coverage.
Eligibility
Certified staff considered 0.75 FTE or greater are eligible.
Support Benefits
Your Health
Dental Insurance
Plan Configuration
Dental insurance coverage is offered to eligible employees through Delta Dental. The individual annual maximum is $2,000 for the period July 1 through June 30. Most common services are covered at 100% and do not have a deductible.
Enhanced Benefit
Routine checkup’s do not count towards the annual maximum.
Eligibility
Support staff working 30 hours per week or more are eligible.
Cost
WUSD pays 100% of the dental insurance cost.
Health Insurance
Options
WUSD offers eligible employees the choice of single or family coverage from Dean Health Plan or MercyCare Health Plans.
Plan Configuration
Both plans are high-deductible health plans. The deductible is $3,000 for single coverage and $6,000 for family coverage (capped at $3,000 per individual). All eligible medical costs count towards the deductible first. The plan year runs July 1 through the following June 30.
Deductible Assistance
WUSD contributes half of the deductible ($1,500 for single and $3,000 for family) to a Health Reimbursement Arrangement (HRA) in quarterly installments. These funds can be used for deductible purposes and prescription costs.
Typically, HRA funds are “use-it-or-lose-it” whereby anything not spent at the end of the plan year reverts to the employer. The WUSD HRA funds are vested to the employee and the employee keeps unspent funds (i.e. “use-it-or-keep-it”).
Eligibility
Support staff working 30 hours per week or more are eligible.
Cost
Premiums are subject to change annually. For the 2020-21 plan year, the employee’s share of the monthly premium is as follows.
Dean
-
Single $67.34
-
Family $152.86
Mercy
-
Single $76.96
-
Family $174.70
Payment in Lieu of Health Insurance
Background
Employees eligible for WUSD health insurance who are on the group plan of someone else are eligible for a payment in lieu of health insurance. Commonly, these are employees covered under their spouse’s or parent’s health insurance.
The annual payment in lieu of health insurance is $3,600.
Eligibility
Support staff working 30 hours per week or more who do not participate in the WUSD health plan are eligible
Vision Insurance
Vision Discount Program
A vision discount program is included with the dental plan.
Voluntary Vision Insurance
WUSD offers a voluntary vision insurance program to eligible employees through the DeltaVision EyeMed Access Network. The plan comes with a $150 frame or contact lens allowance.
Eligibility
Support staff working 30 hours per week or more are eligible.
Cost
Employees pay 100% of the monthly premium:
-
Single $9.85
-
Employee + 1 $18.76
-
Employee + 2 or more $29.43
Your Finances
Flexible Spending Account
Background
Eligible employees are able to participate in the Flexible Spending Arrangement (FSA) to have money deducted from paychecks on a pre-tax basis for health care and/or dependent care costs.
Health Care Costs
Voluntary deductions for health care costs may be used for eligible medical, dental, and vision expenses for you, your spouse, and your dependents (including children to age 26).
Dependent Care
Voluntary deductions for dependent care costs may be used for your eligible dependents under age 13 or another individual who is your tax dependent and is unable to care for themselves.
Eligibility
Support staff working 30 hours or more per week are eligible.
Whitewater Aquatic Center & Fitness Center Membership
WUSD employees are eligible for discounted membership to the Whitewater Aquatic & Fitness Center.
Your Time
Holidays
School-year support staff receive four (4) paid holidays: Labor Day, Thanksgiving, Good Friday, and Memorial Day.
Full-year support staff receive (10): July 4, Labor Day, Thanksgiving, Friday after Thanksgiving, Christmas Eve Day, Christmas Day, New Year’s Eve Day, New Year’s Day, Good Friday, and Memorial Day.
Personal Time
Support staff may use up to three (3) of the 12 sick days for personal reasons per school year.
These days may be used for personal business that cannot be conducted on a non-school day.
Sick Time
Support staff receive 12 sick days per school year, which accumulate to 120 total days.
Sick leave will apply to absences resulting from personal illness, pregnancy, or accident. Sick leave will apply to illness in the immediate family, which includes mother, father, sister, brother, husband, wife, child, mother‐in‐law, father‐in‐law, grandparent, grandchild, or one who occupies the place of one of these.
Vacation
Full-year support staff are eligible for vacation. One week of vacation is provided during the first full year of work. Two weeks is provided during the second full year. One day is added in subsequent years up to four weeks total.
Your Future
Pension
Background
Eligible employees are automatically enrolled in the Wisconsin Retirement System (WRS). To learn more, visit https://etf.wi.gov/retirement/wrs-retirement-benefit.
Eligibility
Eligibility is determined by when an employee was first employed by a qualifying employer.
Retiree Health Benefits
Background
WUSD provides five years (60 months) of Health Reimbursement Arrangement (HRA) contributions for eligible employees in retirement. Employees retiring on or after June 1, 2020 will receive $1,000 per month.
Eligibility
To receive the benefit, support staff must:
-
Be at least age 55
-
Have been eligible for WUSD health insurance for at least 15 years
-
Retire according to the WRS definition
-
Tender retirement notice by the required deadline
Supplemental Retirement Savings
Employees may participate in WUSD’s 403(b) tax-sheltered annuity program. A 403(b) is the public sector’s version of a 401(k). Employees are able to contribute on a pre-tax or after-tax basis to either a traditional or Roth 403(b).
Your Peace of Mind
Disability Insurance
Long-Term Disability
WUSD pays the premium for long-term disability coverage for eligible employees (30 hours per week or greater). The benefit pays 90% of the salary following a 90-day elimination period.
Short-Term Disability
Our long-term disability policy allows for employees to purchase short-term disability coverage.
Aflac
WUSD offers a number of voluntary Aflac policies for additional coverage.
Life Insurance
Background
Eligible support staff receive life insurance paid by WUSD equal to their regular earnings.
Voluntary Life Insurance
Group life insurance coverage is available for employees wishing to purchase additional coverage.
Eligibility
Support staff eligible for WRS are eligible for the life insurance benefit.